Robinhood Transfer Bonus: What is It and How Does it Work?

July 14, 2026 Review
by Emma Harrison
There’s a Robinhood transfer bonus waiting to be claimed if you move your financial assets from any US trading site to it. This bonus isn’t offered on ACH transfers but only transfers from a different brokerage account.
 
The bonus you get comes in the form of a percentage interest on your transferred funds, and it can go higher if you hold a Robinhood Gold subscription. Transfers are made through the Automated Customer Account Transfer Service (ACATS). While Individual Retirement Account (IRA) transfers are possible for retirement savings. There’s a lot to cover, so let’s get started.

Facts

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Table Of Contents
  1. Pros and Cons of The Robinhood Transfer Bonus
  2. What Is the Transfer Bonus on Robinhood?
  3. How to Claim the Robinhood Transfer Bonus
  4. How Long Does the Transfer on Robinhood Take?
  5. Read More
  6. Get Rewarded for Moving Your Assets to Robinhood
  7. Robinhood Transfer Bonus FAQ

Pros and Cons of The Robinhood Transfer Bonus

Here are the major pros and cons to be aware of:

Pros and Cons
  • Get up to 3% on transfers from external brokerages
  • Up to $75 fee reimbursement
  • No fee for incoming transfers
  • Not all assets qualify

What Is the Transfer Bonus on Robinhood?

Aside from knowing about Robinhood prediction markets review, it’s great to know about transfer bonuses on the site as well. It is simply a percentage reward you’ll receive when you switch your assets from other brokerage accounts to Robinhood.

Not all assets are accepted though. Joint and individual investing accounts, traditional IRAs, and Roth IRAs are accepted. But certain asset groups like trusts, or business and custodial accounts aren’t supported by Robinhood.

Transfers are made possible via the Automated Customer Account Transfer Service (ACATS). ACH transfers, that is, online bank transfers aren’t eligible as the funds must come from a brokerage account.

With that being said, the Robinhood transfer bonus comes in three ways: as a percentage interest on your assets, an additional 1% for transfers with a margin balance of $10,000, and as transfer free reimbursement. Let’s take a look at each.

Robinhood transfer bonusWhat you get
Base transfer bonusUp to 2% if you’re a Gold member
Fee reimbursementUp to $75
Margin bonusAdditional 1%

Base Transfer Bonus: Get up To 2% if You’re a Gold Member

This is the reward you’ll receive for transferring your funds over to Robinhood. It’s a percentage of the total amount you’ve moved and what you get depends on whether you’re a Robinhood Gold member.

If you don’t have a Robinhood Gold subscription, you’ll get a 1% bonus on your total transfer. If you’re a Gold member, though, it is bumped to 2%.

So what’s the Robinhood Gold subscription? It’s simply a premium service that costs $5 per month or $50 if you’re paying annually.

It gives you access to perks like better investing tools, higher interest on IRA contribution matches, and margin benefits.

Take for example, you transfer $10,000 into your Robinhood account. You’ll receive $100 at the 1% rate if you don’t have a subscription. But if you do, that same transfer fetches you $200.

This bonus is calculated based on the net value of what you transfer, so don’t be tempted to move funds out and back in as it won’t count toward receiving the Robinhood transfer bonus.

Receive up To $75 Reimbursement on Transfer Fees

Robinhood fees aren’t charged for any of these transfers from an external brokerage platform. But if your previous brokerage charges you a fee to move your assets, Robinhood will refund it right up to $75.

That’s as long as the transfers are worth at least $7,500. You can claim it whether you’re transferring stocks, cash, or a combination of both through the ACATS system.

Enjoy an Additional 1% on Transfers of At Least $10,000

There’s also another margin bonus you can take advantage of. Your transfer just needs to be at a margin balance of at least $10,000 for you to collect an additional 1% on top of your base transfer bonus.

So, if you transfer $20,000 with a qualifying margin balance and have a Gold subscription, you could be receiving up to 3% in total bonuses. That’s $600 added to your account just for bringing your assets over to Robinhood.

How to Claim the Robinhood Transfer Bonus

It’s easy to claim this bonus as long as you’re at least 18 years old and have eligible funds. First, you’ll need to sign up for an account if you haven’t done so already. Here are the steps to follow to get the Robinhood transfer bonus:

  1. Click the corresponding banners on this page to visit Robinhood and click the sign up button at the top right

  2. Enter your details and verify your identity

  3. With an active Robinhood account already created, initiate the ACATS process on your the external brokerage

  4. Enter details of the trading site and account you’re transferring the funds from

  5. Choose between a full or partial transfer and if partial, select the assets you want moved

  6. Submit your request

Robinhood will handle it from there with your external brokerage. If you’re interested in trading Robinhood event contracts, you can check them out. If you’re new to the platform you’ll receive a free stock bonus worth anywhere from $5 to $200.

While it can’t be used directly on trades, you can sell it and use the proceeds to buy contract shares.

How Long Does the Transfer on Robinhood Take?

It can take anywhere from 5 to 7 business days for the funds to be moved. If you prefer to keep tabs on the process, you can click the “History” tab in your account section.

When completed, you’ll receive a notification and your Robinhood transfer bonus will be awarded within two weeks. Remember that Robinhood fees don’t apply to asset transfers.

You can then go on to browse through Robinhood election markets or even sports if you prefer. Do remember that trading on sports outcomes are based on probabilities, not Robinhood odds.

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Get Rewarded for Moving Your Assets to Robinhood

Getting up to a 3% bonus for transferring your funds over is a pretty solid offer in our books. If you’re open to it, you can transfer your eligible asset to Robinhood and get rewarded for it. You’ll receive a base transfer bonus of 1% or 2% if you have a Gold subscription, and an additional 1% if your asset value is above $10,000.

Just make sure you meet the requirements and understand how the bonus is calculated before getting started. Don’t forget to visit Robinhood using our on-age banners and getting registered if you haven’t done so.

This will give you a free stock bonus worth between $5 and $200.

Robinhood Transfer Bonus FAQ

  1. 💰 What is the Robinhood transfer bonus?

    You can collect up to 3% bonus when you move assets from another brokerage into your Robinhood account.

  2. 🏦 Do I get the Robinhood transfer bonus on ACH deposits?

    Not at all. The Robinhood transfer bonus only applies to brokerage transfers made through ACATS, and Individual Retirement Accounts (IRAs), not ACH deposits.

  3. ⏳ How long does a Robinhood transfer take?

    Robinhood transfers through ACATS typically take between 5 and 7 business days, depending on the brokerage you’re transferring from.

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